See other articles in PMC that cite the published article. The rates of non-coverage for mental and substance use disorder care in the individual health insurance markets are considerably higher. Private health insurance generally limits the extent of these benefits.
Get Full Essay Get access to this section to get all help you need with your essay and educational issues. Mental Health Parity Essay Sample Abstract Most employers have mental health care benefits included in their health plans but it is very limited compared to other benefits like surgical or medical.
The Mental Health Parity Act aims to bridge the gap between physical and mental health care benefits. There is the ongoing debate as to the covered benefits by the legislation. The public is in favor for mental health parity but it does not extend to the inclusion of substance abuse.
The Democrats vying for the presidency include mental health care in their campaign. Nurses are involved in the treatment of patients and held to a degree of standard care. Their patients who need mental health services will benefit from their knowledge of mental health parity.
It is a federal law that prohibits restricting the mental health care benefits provided by employers in the coverage of their health plan. It has been extended six times and ran through December, Employee Benefits Security Administration, It ensures the mental health care benefits for group health plans that include medical, surgical and mental health benefits will not be more restricted than the medical or surgical benefits in the health plan in terms of financial requirements including deductibles, copayments, coinsurance, out-of-pocket expenses and annual and lifetime dollar limits.
It also applies to treatment limitations like frequency of treatment, number of outpatient visits, number of covered inpatient days or other similar limits or the duration of treatment Library of Congress, However it does not force health insurance providers to offer mental health care benefits in their group health plans or the standard level of care.
It also does not prohibit negotiation of separate reimbursement, higher copayments and higher premiums. It exempts employers with 50 or less employees within the preceding year or the current year for employers who have started in the current year and employs 50 persons or less.
This bill is sponsored by Sen. Domenici NM and was introduced in Senate on February Similar bills have also been introduced. The S or the Sen. Paul Wellstone Mental Health Equitable Treatment Act of provides equal coverage of mental health benefits with respect to health insurance coverage unless comparable limitations are imposed on medical and surgical benefits which was sponsored as well by Sen.
However this bill was not highlighted by President Bush Ron Sterling, Public Opinion The stigmatization of people with mental disabilities or disorders prompts several grass roots activists to champion the cause and to lobby for mental health parity.
Several surveys have been conducted by numerous organizations to determine the general position on mental health parity.Mental Health Parity Essay Sample. Abstract The Mental Health Parity Act aims to bridge the gap between physical and mental health care benefits. There is the ongoing debate as to the covered benefits by the legislation.
DOL Report to Congress: Compliance With the Mental Health Parity and Addiction Equity Act of HHS Study: Consistency of Large Employer and Group Health Plan Benefits with Requirements of the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of R.
Derel: If health insurance companies have any "options" to not comply with federal mental health parity laws while providing services for other illnesses, then parity is .
The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of (The Wellstone-Domenici Parity Act), enacted into law on October 3, , will end health insurance benefits inequity between mental health/substance use disorders and medical/surgical benefits for group.
Mental Health Parity Essay Sample. Abstract The Mental Health Parity Act aims to bridge the gap between physical and mental health care benefits.
There is the ongoing debate as to the covered benefits by the legislation. The Mental Health Parity Act of (MHPA) provided that large group health plans cannot impose annual or lifetime dollar limits on mental health benefits that are less favorable than any such limits imposed on medical/surgical benefits.